CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Kapiolani Medical Center for Women & Children

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $127
Cash Discount Price: $110
vs. Medicare Baseline: 3.62x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Kapiolani Medical Center for Women & Children is $127. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $110. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 3.62x the Medicare baseline. Located in 1319 Punahou Street, Honolulu, HI.

Cash / Self-Pay

$110

Average discount available for prompt cash payment at this facility.

Insurance Median

$127

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $110 (314%)

Insurance Median: $127 (362%)

Cash: $110 (314% of Medicare)

Ins. Median: $127 (362% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 362% of the Medicare baseline (a markup of 262%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ohana	$19 - $55	54%
UnitedHealthcare	$27 - $56	77%
Hmsa	$41 - $45	117%
Alohacare	$45 - $55	128%
Kaiser	$45 - $165	128%
Mdx	$45 - $150	128%
Devoted	$47	134%
Uha	$51 - $3,145	145%
Mimoh	$127 - $140	362%
Hwmg/Hmaa	$144 - $148	411%
Hcha	$145 - $150	413%
Multiplan	$145 - $159	413%
Verdegard	$145 - $150	413%
Mccp	$154 - $159	439%
Coventry	$163 - $168	465%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $110.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kapiolani Medical Center for Women & Children is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.