CMS Price Transparency Data

X-ray, lower back

Facility: St Mary's Hospital

Billing Code: 72110 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72110
Insurance Median: $233
Cash Discount Price: $187
vs. Medicare Baseline: 2.18x Medicare

The contracted insurance negotiated median rate for a X-ray, lower back at St Mary's Hospital is $233. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $187. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 2.18x the Medicare baseline. Located in 701 Lewiston St, Cottonwood, ID.

Cash / Self-Pay

$187

Average discount available for prompt cash payment at this facility.

Insurance Median

$233

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $187 (175%)

Insurance Median: $233 (218%)

Cash: $187 (175% of Medicare)

Ins. Median: $233 (218% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 218% of the Medicare baseline (a markup of 118%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Nimiipuu Mcr Adv - Allplans	$12 - $378	11%
Regence Blue Shield Mcr	$12 - $374	11%
Tricare	$12 - $374	11%
UnitedHealthcare	$12 - $374	11%
Veterans Admin - All Plans	$12 - $374	11%
Blue Cross Blue Shield	$14 - $438	13%
Medicare (plans)	$14 - $374	13%
Aetna	$19 - $424	18%
Idaho Phys Network - All Plans	$40 - $433	37%
Multiplan - All Plans	$40 - $442	37%
First Choice- All Plans	$41 - $447	38%
Geha - All Plans	$41 - $442	38%
Corizon Correctional - All Plans	$52 - $438	49%
Regence Blue Shield - All Other Plans	$456	427%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $187.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72110.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Mary's Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72110.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.