CMS Price Transparency Data

Blood test, clotting time (PT/INR)

Facility: Wabash General Hospital 1

Billing Code: 85610 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85610
Insurance Median: $62
Cash Discount Price: $82
vs. Medicare Baseline: 14.45x Medicare

The contracted insurance negotiated median rate for a Blood test, clotting time (PT/INR) at Wabash General Hospital 1 is $62. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $82. Compared to the federal Medicare reimbursement reference rate of $4.29, this hospital’s rate is 14.45x the Medicare baseline. Located in 1418 College Drive, Mount Carmel, IL.

Cash / Self-Pay

$82

Average discount available for prompt cash payment at this facility.

Insurance Median

$62

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4.29

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4.29 (100%)

Cash / Self-Pay: $82 (1911%)

Insurance Median: $62 (1445%)

Cash: $82 (1911% of Medicare)

Ins. Median: $62 (1445% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4.29 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1445% of the Medicare baseline (a markup of 1345%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$9 - $71	210%
Blue Cross Blue Shield	$9 - $72	210%
Meridian Mcaid - All Plans	$9	210%
Molina Mcaid - All Plans	$9	210%
UnitedHealthcare	$25 - $47	583%
Health Alliance Mcr Adv - All Plans	$26	606%
Healthlink Hmo	$57 - $58	1329%
Cigna	$61 - $62	1422%
Encore Combined Ip/Op Only	$61 - $62	1422%
Hope Trust - All Plans	$61 - $62	1422%
Healthlink Ppo - All Other Plans	$65 - $66	1515%
Phcs - All Plans	$65 - $66	1515%
Health Smart - All Plans	$70 - $71	1632%
Hfn - All Plans	$70 - $71	1632%
Multiplan - All Plans	$70 - $71	1632%
Siho Network - All Plans	$70 - $71	1632%
Encore Health Network Ip/Op Only - All Other Plans	$74 - $75	1725%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $82.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85610.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Wabash General Hospital 1 is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85610.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.