C-section delivery (full package)
Facility: St. Catherine Hospital - Garden City
Billing Code: 59510 (CPT)
- CPT Billing Code: 59510
- Insurance Median: $2,540
- Cash Discount Price: Unavailable
- vs. Medicare Baseline: 1.03x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $2,473.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Cigna | $2,303 - $2,553 | 93% |
| Humana | $2,303 - $2,553 | 93% |
| Blue Cross Blue Shield | $2,303 - $17,171 | 93% |
| Kansas Health | $2,303 | 93% |
| Medicare (plans) | $2,303 - $2,553 | 93% |
| Aetna | $2,303 - $2,553 | 93% |
| UnitedHealthcare | $2,303 - $2,553 | 93% |
| Kaiser | $2,303 - $2,553 | 93% |
| Devoted Health | $2,553 | 103% |
| Innovage | $2,553 | 103% |
Consumer Guidance & Cost Commentary
For C-section delivery (full package) at St. Catherine Hospital in Garden City, KS, the negotiated rates range from $2,303 to $2,553 across ten payers, with a median negotiated amount of $2,540. This facility is a voluntary non-profit church-owned acute care hospital. While specific cash and median paid values are not reported in this dataset, patients should be aware that cash-pay options can sometimes be more cost-effective than insurance negotiated rates, particularly for those with high-deductible plans where the insurer's allowed amount might exceed the cash price. It is crucial to verify "self-pay" or "prompt-pay" discounts directly with the hospital before scheduling, as these upfront payment incentives can significantly reduce the final bill by bypassing costly administrative processing fees.
The facility's pricing is benchmarked against the federal Medicare rate of $2,473.27, showing a ratio of 1.0, which indicates the facility's rates are aligned with the government's cost-based standard. Although the data does not provide specific state or county average comparisons for this procedure, the absence of a "vs_medicare" markup greater than 200% suggests the facility is not applying excessive markups typical of some commercial contracts. Consumers should avoid relying on summary bills or chargemaster lists, as these often obscure the true cost; instead, requesting a detailed, itemized CPT-coded statement is the most effective way to identify errors, unbundled charges, or services not rendered. If a balance bill arises from an out-of-network ancillary service, patients are protected under the No Surprises Act and should dispute the bill with their insurer rather than paying immediately.