CT scan, abdomen and pelvis (with contrast)
Facility: St. Catherine Hospital - Garden City
Billing Code: 74177 (CPT)
- CPT Billing Code: 74177
- Insurance Median: $618
- Cash Discount Price: $3,700
- vs. Medicare Baseline: 1.73x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicare (plans) | $190 - $220 | 53% |
| Aetna | $190 - $4,300 | 53% |
| Cigna | $190 - $585 | 53% |
| Blue Cross Blue Shield | $190 - $569 | 53% |
| Kaiser | $190 - $3,689 | 53% |
| UnitedHealthcare | $190 - $3,163 | 53% |
| Kansas Health | $190 | 53% |
| Humana | $190 - $220 | 53% |
| Devoted Health | $220 | 62% |
| Innovage | $220 | 62% |
| Centura Employee Plan | $337 | 95% |
| Direct To Employer | $461 - $5,357 | 129% |
| Peak Health | $619 - $5,223 | 174% |
| United Colorado Doctor'S Plan | $828 | 232% |
| Multiplan | $1,065 - $11,383 | 299% |
| Denver Health | $3,160 | 887% |
| Wpaa | $3,577 | 1004% |
| Christian Health Aid | $4,088 | 1147% |
| Health Partners Of Kansas | $4,956 | 1390% |
Consumer Guidance & Cost Commentary
For the CPT code 74177, representing a CT scan of the abdomen and pelvis with contrast, St. Catherine Hospital in Garden City, Kansas, lists a gross charge of $9,250. However, the actual cost to patients is significantly lower when paying cash directly, with a median cash price of $3,700. This cash rate is notably higher than the facility's median paid amount of $379, which reflects the typical negotiated rates commercial insurers pay. While the facility is a voluntary non-profit church-owned acute care hospital, patients should be aware that their specific insurance plan may result in a different out-of-pocket cost. For instance, Medicare plans have a benchmark rate of $356.43, and while some commercial payers like Aetna and Cigna have negotiated ranges starting as low as $190, others such as Multiplan have ranges extending up to $11,383. It is important to note that the facility's facility rating is 2, which may influence the perceived value of these rates.
When considering payment options, patients with high-deductible plans might find that paying the cash price of $3,700 upfront is more cost-effective than relying on insurance, especially if the insurer's negotiated rate exceeds this amount or if the patient has not yet met their deductible. The data shows that while many payers have low-range negotiations (e.g., Kansas Health and Humana at $190), others like Denver Health and Wpaa have fixed negotiated rates of $3,160 and $3,577 respectively. To minimize costs, patients should explicitly ask the billing department about "self