X-ray, hip
Facility: Mcpherson Hospital
Billing Code: 73502 (CPT)
- CPT Billing Code: 73502
- Insurance Median: $80
- Cash Discount Price: $78
- vs. Medicare Baseline: 0.90x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $9 - $403 | 10% |
| Tricare | $9 - $70 | 10% |
| Ambetter / Centene | $10 - $92 | 11% |
| Blue Cross Blue Shield | $10 - $80 | 11% |
| Humana | $10 - $80 | 11% |
| Healthy Blue Mcr Adv | $10 - $80 | 11% |
| Aetna | $10 - $403 | 11% |
| Va Ccn - All Plans | $10 - $80 | 11% |
| Wellcare Mcr Adv - All Plans | $10 - $80 | 11% |
| Multiplan - All Plans | $13 - $363 | 15% |
| Medicaid / KanCare | $37 - $403 | 42% |
| Health Blue Mcaid - All Other Plans | $38 - $411 | 43% |
| Medical Associates - All Plans | $56 - $302 | 63% |
| Central Plains - All Plans | $56 - $302 | 63% |
| Health Partners - All Plans | $71 - $383 | 80% |
| Cigna | $71 - $383 | 80% |
| Wppa - All Plans | $74 - $282 | 83% |
| Christian Health Aid - All Plans | $84 - $322 | 94% |
| First Health - All Plans | $100 - $383 | 112% |
Consumer Guidance & Cost Commentary
For the CPT code 73502 (X-ray, hip) at McPherson Hospital in Mcpherson, KS, the facility's cash median rate of $78.00 is lower than the state average of $89.00. While the gross chargemaster lists range from $9 to $403 depending on the payer, patients with high-deductible plans may find paying cash directly more cost-effective than relying on insurance, as commercial negotiated rates often exceed the cash price. The facility offers a voluntary non-profit structure and is located in a rural area (ZIP 67460), where prompt-pay discounts are frequently available to patients who settle their bill upfront. It is advisable to contact the hospital directly before scheduling to confirm self-pay or prompt-pay rates, as these discounts can significantly reduce out-of-pocket costs compared to standard insurance allowed amounts.
When reviewing your bill, be aware that commercial insurance contracts often result in negotiated rates that are higher than cash prices due to administrative overhead and contract dynamics. Although the Medicare benchmark for this service is $88.91, which serves as a scientifically validated baseline for fair pricing, commercial rates vary widely across the 19 payers listed, with some plans ranging up to $403. If you receive a bill that appears inflated, you should request an itemized audit to identify errors, unbundled codes, or services not rendered, as over 80% of hospital bills contain discrepancies. Additionally, under the No Surprises Act, you are protected from balance billing for out-of-network providers at in-network facilities, so any unexpected charges should be disputed in writing with the billing supervisor rather than paid immediately.