Blood test, ferritin (iron stores)
Facility: Labette Health
Billing Code: 82728 (CPT)
- CPT Billing Code: 82728
- Insurance Median: $20
- Cash Discount Price: $73
- vs. Medicare Baseline: 1.47x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Multiplan | $14 - $144 | 103% |
| Healthy Blue | $14 | 103% |
| Wellcare | $14 | 103% |
| Blue Cross Blue Shield | $14 - $53 | 103% |
| Medicaid / KanCare | $14 | 103% |
| UnitedHealthcare | $14 - $148 | 103% |
| Humana | $14 | 103% |
| Ambetter / Centene | $16 | 117% |
| Uhccp | $20 | 147% |
| Montgomery County | $25 - $56 | 183% |
| Choicecare (First Health Network) | $153 | 1123% |
| Health Partners Of Kansas, Inc | $153 | 1123% |
Consumer Guidance & Cost Commentary
For the blood test for ferritin (iron stores) at Labette Health in Parsons, KS, the facility's cash median rate of $73.00 is significantly lower than the negotiated rates paid by most major insurers, which range from $14 to $153 depending on the plan. While the facility is a government-owned acute care hospital, patients with high-deductible plans or those without insurance may find the cash price more affordable than their insurance allowed amount, which often exceeds the cash rate due to administrative overhead and contract structures. It is important to note that while the facility offers a cash median of $73.00, the actual self-pay or prompt-pay discount may be lower; patients should explicitly ask the billing department for a self-pay rate or a prompt-pay discount before scheduling to ensure they are not charged the full negotiated amount.
The facility's pricing is also notable when compared to regional benchmarks, with the cash rate being roughly 55% higher than the Medicare benchmark of $13.63, which serves as the objective baseline for healthcare costs. Although the facility's facility rating is 3 out of 5, the primary financial concern for consumers is the potential for balance billing if services are rendered out-of-network, as the No Surprises Act protects patients from being billed the difference between the chargemaster and the insurance allowed amount for emergency or non-emergency services at in-network facilities. To avoid unexpected costs, patients should request a full itemized bill before paying, as summary bills can obscure errors or unbundled charges, and they should dispute any balance bills immediately rather than accepting them to prevent credit damage.