Blood test, potassium
Facility: Labette Health
Billing Code: 84132 (CPT)
- CPT Billing Code: 84132
- Insurance Median: $5
- Cash Discount Price: $32
- vs. Medicare Baseline: 1.05x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $4.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $4 - $5 | 84% |
| Montgomery County | $4 - $26 | 84% |
| Healthy Blue | $4 | 84% |
| Uhccp | $4 | 84% |
| Ambetter / Centene | $5 | 105% |
| Humana | $5 | 105% |
| Blue Cross Blue Shield | $5 - $10 | 105% |
| UnitedHealthcare | $5 - $68 | 105% |
| Wellcare | $5 | 105% |
| Multiplan | $66 | 1387% |
| Health Partners Of Kansas, Inc | $70 | 1471% |
| Choicecare (First Health Network) | $70 | 1471% |
Consumer Guidance & Cost Commentary
For this blood test for potassium, Labette Health in Parsons, KS, lists a cash price of $32.00, which is notably lower than the facility's gross charge of $46.00. While the facility is a government-owned acute care hospital, the cash rate is significantly higher than the state average of $4.76 (Medicare amount) and the county average of $5.00 (median negotiated). Because commercial insurance contracts often include administrative overhead and multi-layered pricing structures, the negotiated rates for in-network payers like UnitedHealthcare and Blue Cross Blue Shield can sometimes exceed the cash price. Patients with high-deductible plans or those who have not yet met their deductible may find paying the cash price directly more cost-effective than relying on insurance, especially if the insurer's allowed amount is higher than $32.00.
To ensure you are receiving the best possible rate, it is important to understand that hospitals frequently offer prompt-pay discounts for self-pay patients who settle their bill upfront, potentially reducing the $32.00 cash price by 20% to 50%. Additionally, if you are receiving care from an out-of-network provider at this facility, the No Surprises Act protects you from balance billing for emergency services and non-emergency services at in-network hospitals, meaning you should not feel pressured to pay the full difference between the chargemaster and the insurer's allowed amount. Before scheduling, we recommend explicitly asking the billing department for their self-pay or prompt-pay rates and requesting a full itemized bill to verify that no unbundled codes or services not rendered are included in the final charge.