Blood test, vitamin B12
Facility: Labette Health
Billing Code: 82607 (CPT)
- CPT Billing Code: 82607
- Insurance Median: $22
- Cash Discount Price: $74
- vs. Medicare Baseline: 1.46x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $15.08 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $15 - $148 | 99% |
| Medicaid / KanCare | $15 | 99% |
| Humana | $15 | 99% |
| Wellcare | $15 | 99% |
| Healthy Blue | $15 | 99% |
| Blue Cross Blue Shield | $15 - $57 | 99% |
| Multiplan | $15 - $144 | 99% |
| Ambetter / Centene | $17 | 113% |
| Uhccp | $22 | 146% |
| Montgomery County | $27 - $56 | 179% |
| Health Partners Of Kansas, Inc | $153 | 1015% |
| Choicecare (First Health Network) | $153 | 1015% |
Consumer Guidance & Cost Commentary
For this vitamin B12 blood test at Labette Health in Parsons, KS, the cash price of $74.00 is significantly lower than the facility's negotiated rates with major payers like UnitedHealthcare and Multiplan, which range from $15 to $148. While the facility is a government-owned acute care hospital, patients with high-deductible plans may find paying cash upfront more cost-effective, as the cash price is often lower than what insurance negotiates. It is important to note that the cash rate of $74.00 is also higher than the state average for this procedure, though it remains below the facility's gross charge of $106.00.
To ensure you are not overcharged, always request a prompt-pay discount before scheduling, which can reduce the bill by 20% to 50% if paid in full upfront. If you receive a bill from an out-of-network provider or a service not covered by your plan, you may be subject to balance billing, but the No Surprises Act protects you from these surprise bills for emergency care and non-emergency services at in-network facilities. Finally, if you receive a summary bill, demand a full itemized audit to identify any errors, unbundled codes, or services not rendered, as over 80% of hospital bills contain mistakes that can be corrected through a formal written dispute.