C-section delivery (full package)
Facility: Labette Health
Billing Code: 59510 (CPT)
- CPT Billing Code: 59510
- Insurance Median: $2,458
- Cash Discount Price: $2,692
- vs. Medicare Baseline: 0.99x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $2,473.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Ambetter / Centene | $962 | 39% |
| Montgomery County | $1,269 - $2,937 | 51% |
| Medicaid / KanCare | $1,731 | 70% |
| Aetna | $2,232 | 90% |
| Kansas Superior Select | $2,420 | 98% |
| Multiplan | $3,269 | 132% |
| Health Partners Of Kansas, Inc | $3,461 | 140% |
| Choicecare (First Health Network) | $3,461 | 140% |
Consumer Guidance & Cost Commentary
For a C-section delivery at Labette Health in Parsons, Kansas, the cash median price is $2,692, which is lower than the facility's gross charge of $3,846. While the facility is government-owned, patients with high-deductible plans may find paying cash directly more cost-effective than using insurance, as the negotiated rates for in-network payers like Aetna and Multiplan range from $2,232 to $3,461. It is important to note that commercial negotiated rates often include administrative overhead and can exceed cash prices; therefore, patients should explicitly ask the hospital about "self-pay" or "prompt-pay" discounts before scheduling, which can reduce the final bill by 20% to 50% if paid upfront.
When evaluating costs, it is crucial to compare rates against the Medicare benchmark rather than the hospital's inflated list price. The Medicare amount for this procedure is $2,473.27, and the facility's negotiated average of $2,458 is slightly below this federal baseline, indicating a pricing structure that aligns closely with the true cost of care. Since over 80% of hospital bills contain errors, patients should request a detailed, itemized statement to verify that all charges are accurate and that no services were unbundled or billed for items not rendered. If a large balance bill arrives after insurance processing, patients should dispute the amount with the insurer rather than paying immediately, as federal protections may apply depending on the specific circumstances of the care received.