Cataract surgery with lens implant
Facility: Labette Health
Billing Code: 66984 (CPT)
- CPT Billing Code: 66984
- Insurance Median: $2,109
- Cash Discount Price: Unavailable
- vs. Medicare Baseline: 0.89x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $2,357.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Uhccp | $676 | 29% |
| UnitedHealthcare | $2,109 | 89% |
| Blue Cross Blue Shield | $2,109 - $2,706 | 89% |
| Medicaid / KanCare | $2,109 | 89% |
| Wellcare | $2,109 | 89% |
| Humana | $2,109 | 89% |
| Kansas Superior Select | $2,173 | 92% |
| Ambetter / Centene | $2,426 | 103% |
| Montgomery County | $3,860 | 164% |
Consumer Guidance & Cost Commentary
For this cataract surgery with lens implant at Labette Health in Parsons, KS, the negotiated rates range from $676 to $3,860 depending on your specific insurance plan. While the lowest negotiated rate of $676 from Uhccp is significantly lower than the state average of $2,109, most commercial payers like UnitedHealthcare, Blue Cross Blue Shield, and Humana have negotiated rates between $2,109 and $2,706. These commercial rates are notably higher than the Medicare benchmark of $2,357.81, which serves as the objective baseline for true cost. Because commercial negotiated rates often include administrative overhead and contract premiums, they can exceed the cash price; however, since the cash median is not available in this dataset, patients with high-deductible plans should verify if paying out-of-pocket directly could result in lower out-of-pocket costs compared to their specific insurance allowed amount.
To ensure you are not overcharged, it is critical to request an itemized billing audit before finalizing payment, as over 80% of hospital bills contain errors such as unbundled codes or services not rendered. If you receive a surprise balance bill from an out-of-network provider at this in-network facility, you may be protected under the No Surprises Act, which bans balance billing for emergency and non-emergency services at in-network hospitals. Additionally, you should explicitly ask the billing department about "self-pay" or "prompt-pay" discounts, which can reduce the total cost by 20% to 50% if paid upfront, bypassing the costly claims processing cycle that inflates insurance rates. Always dispute any unexpected charges