Physical therapy (functional capacity test)
Facility: Labette Health
Billing Code: 97750 (CPT)
- CPT Billing Code: 97750
- Insurance Median: $43
- Cash Discount Price: $72
- vs. Medicare Baseline: 1.27x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Uhccp | $16 | 47% |
| Medicaid / KanCare | $18 - $46 | 53% |
| Healthy Blue | $18 | 53% |
| Ambetter / Centene | $26 - $49 | 77% |
| Montgomery County | $34 | 101% |
| UnitedHealthcare | $43 - $97 | 127% |
| Blue Cross Blue Shield | $43 - $54 | 127% |
| Wellcare | $43 | 127% |
| Humana | $43 | 127% |
| Multiplan | $88 | 261% |
| Health Partners Of Kansas, Inc | $93 | 276% |
| Choicecare (First Health Network) | $93 | 276% |
Consumer Guidance & Cost Commentary
For the CPT code 97750, representing a physical therapy functional capacity test, Labette Health in Parsons, KS, lists a gross charge of $103.00. The facility's negotiated rates range from $16 to $97 depending on the payer, with the lowest allowed amount being $16 from Uhccp and the highest at $97 from UnitedHealthcare. The cash-pay median is $72.00, which is notably lower than the facility's negotiated rates for most commercial payers. While the facility is a government-owned acute care hospital, patients should verify their specific plan's allowed amount before scheduling, as in-network rates can vary significantly by carrier.
To determine the best financial option, compare your situation to the state and county averages. The cash price of $72.00 is higher than the state average but lower than the facility's negotiated rates for many insurers. If you have a high-deductible plan, paying the cash price upfront may be more cost-effective than paying the higher negotiated rate, provided you have not yet met your deductible. Additionally, patients should explicitly ask the billing department about "self-pay" or "prompt-pay" discounts, which can reduce the final bill by 20% to 50% if paid in full before or shortly after the service.