X-ray, hand
Facility: Labette Health
Billing Code: 73130 (CPT)
- CPT Billing Code: 73130
- Insurance Median: $75
- Cash Discount Price: $133
- vs. Medicare Baseline: 0.84x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Montgomery County | $16 - $149 | 18% |
| Uhccp | $17 - $27 | 19% |
| Aetna | $31 | 35% |
| Kansas Superior Select | $34 - $84 | 38% |
| Medicaid / KanCare | $49 - $150 | 55% |
| Healthy Blue | $50 - $75 | 56% |
| Multiplan | $75 - $282 | 84% |
| Blue Cross Blue Shield | $81 - $137 | 91% |
| UnitedHealthcare | $81 - $289 | 91% |
| Humana | $81 | 91% |
| Wellcare | $81 | 91% |
| Ambetter / Centene | $83 - $94 | 93% |
| Health Partners Of Kansas, Inc | $299 | 336% |
| Choicecare (First Health Network) | $299 | 336% |
Consumer Guidance & Cost Commentary
For the X-ray of the hand at Labette Health in Parsons, KS, the facility's cash price of $133 is lower than the gross charge of $190 but higher than the Medicare benchmark of $88.91. While the facility is a government-owned acute care hospital, commercial insurance rates vary significantly; for instance, Montgomery County plans pay as low as $16, whereas UnitedHealthcare plans can pay up to $289. This wide range highlights that being in-network does not guarantee the lowest price, as some commercial contracts exceed the cash-pay option. Patients with high-deductible plans should consider paying the cash price of $133 upfront, as it may be cheaper than the negotiated rates their insurance would allow, which often include administrative overheads that inflate the baseline cost.
To secure the best possible rate, patients should proactively ask the billing department about "self-pay" or "prompt-pay" discounts, which can reduce the bill by 20% to 50% if paid in full before or shortly after the service. It is also important to request a detailed, itemized bill rather than accepting a summary invoice, as over 80% of hospital bills contain errors such as double-billing or unbundled codes that can be corrected. Finally, when reviewing your coverage, ensure you understand your deductible status, as paying a high negotiated rate without meeting your deductible can result in significant out-of-pocket costs that exceed the cash price.