X-ray, lower back
Facility: Labette Health
Billing Code: 72110 (CPT)
- CPT Billing Code: 72110
- Insurance Median: $92
- Cash Discount Price: $220
- vs. Medicare Baseline: 0.86x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Uhccp | $29 - $46 | 27% |
| Aetna | $44 | 41% |
| Kansas Superior Select | $48 - $101 | 45% |
| Montgomery County | $49 - $180 | 46% |
| Medicaid / KanCare | $61 - $98 | 57% |
| Healthy Blue | $61 - $93 | 57% |
| Multiplan | $92 - $475 | 86% |
| Humana | $98 | 92% |
| Blue Cross Blue Shield | $98 - $248 | 92% |
| Wellcare | $98 | 92% |
| UnitedHealthcare | $98 - $486 | 92% |
| Ambetter / Centene | $113 | 106% |
| Choicecare (First Health Network) | $503 | 471% |
| Health Partners Of Kansas, Inc | $503 | 471% |
Consumer Guidance & Cost Commentary
For the CPT code 72110 (X-ray, lower back) at Labette Health in Parsons, KS, the facility's cash median rate of $220.00 is notably lower than the negotiated rates charged to most insurance plans, which range from $29 to $503 depending on the carrier. While the facility is a government-owned acute care hospital, its cash price offers a potential savings opportunity for patients with high-deductible plans or those without insurance, as the cash rate is significantly lower than the average negotiated amounts seen with payers like UnitedHealthcare ($98–$486) and Multiplan ($92–$475). It is important to note that commercial negotiated rates often include administrative overhead and contract markups that can exceed the true cost of care, making the cash option a strategic choice when the insurance allowed amount is expected to be high.
To ensure you are receiving the most accurate pricing, always request a full itemized bill rather than accepting a summary invoice, as hospitals may obscure individual code costs in broad categories. Comparing this service to the national baseline, the facility's cash rate is 207% of the Medicare amount of $106.81, which aligns with the typical range of 120% to 150% considered fair for commercial pricing, though the specific negotiated rates vary widely across the 14 payers listed. If you choose to pay out-of-pocket, ask the billing department about prompt-pay discounts, which can reduce the total cost by 20% to 50% if settled within 30 days, effectively bypassing the administrative fees associated with insurance claims processing