Blood test, vitamin D
Facility: Providence Medical Center
Billing Code: 82306 (CPT)
- CPT Billing Code: 82306
- Insurance Median: $31
- Cash Discount Price: $29
- vs. Medicare Baseline: 1.05x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Aetna | $13 - $52 | 44% |
| UnitedHealthcare | $25 - $49 | 84% |
| Medicaid / KanCare | $25 | 84% |
| Celtic | $26 - $47 | 88% |
| Healthy Blue | $26 - $31 | 88% |
| Medicare (plans) | $30 | 101% |
| Cigna | $30 | 101% |
| Blue Cross Blue Shield | $30 - $71 | 101% |
| Midland Care Connection | $30 | 101% |
| Tricare | $30 | 101% |
| Kansas Superior Select | $31 | 105% |
| Corizon | $38 | 128% |
| Well Path Prison | $41 | 139% |
| Employer Direct Healthcare | $41 | 139% |
| Centurion | $44 | 149% |
| Naphcare | $46 | 155% |
| Comp Alliance - Fka Compresults Worker Compensation | $60 | 203% |
| Oha Networks | $64 | 216% |
| Worker Compensation | $66 | 223% |
Consumer Guidance & Cost Commentary
For the CPT code 82306, representing a blood test for vitamin D, the cash median price at Providence Medical Center in Kansas City, KS is $29.00, which aligns closely with the state average of $29.60. While the facility's negotiated rates with major payers like Aetna and UnitedHealthcare range from $13 to $52, these amounts often exceed the cash price, meaning patients with high-deductible plans might save money by paying the cash rate directly. It is important to note that commercial negotiated rates frequently include administrative overhead and contract markups that can inflate the baseline price by 20% to 40% compared to the true cost of care.
To ensure you are receiving the most accurate pricing, always request an itemized billing audit before finalizing payment, as summary bills can obscure individual charges and potential errors. If you choose to use insurance, verify your deductible status beforehand, as paying a negotiated rate without meeting your deductible can result in higher out-of-pocket costs than paying cash. Additionally, ask the hospital about prompt-pay discounts, which can reduce the bill by 20% to 50% if paid in full upfront, effectively bypassing the administrative costs associated with insurance claims processing.