Blood test, calcium
Facility: Centura St. Catherine-Dodge City
Billing Code: 82310 (CPT)
- CPT Billing Code: 82310
- Insurance Median: $149
- Cash Discount Price: $91
- vs. Medicare Baseline: 28.88x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 2888% of the Medicare baseline (a markup of 2788%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Kaiser | $5 | 97% |
| Aetna | $5 - $181 | 97% |
| Cigna | $5 | 97% |
| Medicare (plans) | $5 | 97% |
| Humana | $5 | 97% |
| Blue Cross Blue Shield | $5 - $13 | 97% |
| Kansas Health | $5 | 97% |
| Centura Employee Plan | $6 | 116% |
| UnitedHealthcare | $149 | 2888% |
| Wpaa | $159 | 3081% |
| Multiplan | $181 - $204 | 3508% |
| Christian Health Aid | $181 | 3508% |
| Health Partners Of Kansas | $204 | 3953% |
Consumer Guidance & Cost Commentary
For this blood calcium test at Centura St. Catherine-Dodge City, the facility's cash median price is $91.00, which is significantly lower than the state average of $149.00. While many commercial payers like Aetna and Blue Cross Blue Shield have negotiated rates ranging from $5 to $204, these amounts often exceed the cash price due to administrative overhead and contract structures. If you have a high-deductible plan, paying the $91.00 cash rate upfront may result in immediate savings compared to your insurance's allowed amount, which could be as high as $204 for some plans. We recommend asking the hospital directly about "self-pay" or "prompt-pay" discounts, as paying in full before or shortly after the service can sometimes reduce the final bill further.
It is important to understand that commercial negotiated rates are not always the lowest possible cost, as they include administrative fees and do not reflect the true cost of care. Medicare serves as a more accurate benchmark for pricing, with this specific service billed at $5.16 under the federal program. Because commercial rates can vary widely by payer and plan, patients should verify their specific deductible status before scheduling to avoid unexpected out-of-pocket expenses. If you receive a bill that seems unusually high, you have the right to request a detailed, itemized statement to review every charge and ensure no errors or unbundled codes are present, as over 80% of hospital bills contain discrepancies that can be corrected.