Blood test, ferritin (iron stores)
Facility: Kansas Medical Center Llc
Billing Code: 82728 (CPT)
- CPT Billing Code: 82728
- Insurance Median: $14
- Cash Discount Price: $45
- vs. Medicare Baseline: 1.03x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| United | $8 | 59% |
| Indian Health | $12 | 88% |
| Medadv_Wellcare | $14 | 103% |
| Ambetter / Centene | $14 | 103% |
| Humana | $14 | 103% |
| Blue Cross Blue Shield | $14 - $33 | 103% |
| Medicaid / KanCare | $14 | 103% |
| Wppa | $24 - $36 | 176% |
| Three_Rivers | $27 | 198% |
| Aetna | $43 | 315% |
Consumer Guidance & Cost Commentary
For the CPT code 82728, representing a blood test for ferritin (iron stores), Kansas Medical Center Llc in Andover, KS, lists a gross charge of $75.00. The facility's cash median rate is $45.00, which is lower than the state average of $45.00 and the county average of $45.00. While commercial payers negotiate rates ranging from $8 to $43 depending on the insurer, these negotiated amounts often exceed the cash price. For patients with high-deductible plans, paying the cash rate of $45.00 upfront can be more cost-effective than relying on insurance, which may result in a higher allowed amount due to administrative overhead and contract structures.
To minimize costs, patients should verify if the facility offers a "prompt-pay" discount for upfront payment, which can further reduce the bill by bypassing insurance processing fees. It is also critical to request an itemized billing audit before finalizing payment, as summary bills often obscure individual charges that may include unbundled components or services not rendered. Finally, while the facility's negotiated rates are generally higher than the Medicare benchmark of $13.63, patients should confirm their specific plan's deductible status and allowed amounts to ensure they are not paying more than necessary.