CT scan, head (no contrast)
Facility: Via Christi Hospital Wichita St Teresa, Inc
Billing Code: 70450 (CPT)
- CPT Billing Code: 70450
- Insurance Median: $99
- Cash Discount Price: Unavailable
- vs. Medicare Baseline: 0.93x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicare (plans) | $98 - $100 | 92% |
| Vc Hope | $98 | 92% |
| Humana | $98 | 92% |
| Via Christi Research | $98 | 92% |
| Va | $98 | 92% |
| Saint Lukes Health Systems | $98 | 92% |
| UnitedHealthcare | $100 - $275 | 94% |
| Blue Cross Blue Shield | $100 | 94% |
| Corizon | $123 | 115% |
| Smarthealth | $138 | 129% |
| Medicaid / KanCare | $167 | 156% |
| Aetna | $258 - $281 | 242% |
| Coventry City Of Wichita | $592 | 554% |
Consumer Guidance & Cost Commentary
For patients with high-deductible plans, this CT scan of the head (no contrast) may be more affordable if paid directly, as the cash price is often lower than the negotiated rates charged by insurance carriers. While the facility's negotiated rates range from $98 to $592 depending on the payer, commercial contracts frequently include administrative overhead that inflates the baseline price by 20% to 40%. It is important to note that cash-pay options can sometimes result in significant savings compared to insurance reimbursement, particularly when the insurance negotiated rate exceeds the cash price. Patients should verify their specific plan's deductible status before scheduling, as paying out-of-pocket may be necessary if the deductible has not yet been met.
To ensure you are receiving fair pricing, it is recommended to compare the facility's rates against the Medicare benchmark, which serves as the objective baseline for healthcare costs. The Medicare amount for this service is $106.81, and the facility's median negotiated rate of $99.00 is slightly below this benchmark, indicating a competitive pricing structure relative to the federal standard. Additionally, patients should proactively ask the hospital about "self-pay" or "prompt-pay" discounts, which can reduce the final bill by 20% to 50% when paid in full upfront. These discounts bypass costly insurance billing cycles and provide immediate liquidity to the facility, often resulting in a lower total cost for the patient.