Blood test, ferritin (iron stores)
Facility: Wichita County Health Center
Billing Code: 82728 (CPT)
- CPT Billing Code: 82728
- Insurance Median: $82
- Cash Discount Price: $72
- vs. Medicare Baseline: 6.02x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 602% of the Medicare baseline (a markup of 502%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $74 | 543% |
| UnitedHealthcare | $90 | 660% |
Consumer Guidance & Cost Commentary
For the blood test for ferritin (iron stores) at Wichita County Health Center in Leoti, Kansas, the facility's cash median price is $72.00, which is lower than the state average of $74.00. While Medicaid / KanCare members pay exactly $74.00 and UnitedHealthcare members pay the full gross rate of $90.00, patients with high-deductible plans might find the cash price more affordable if their insurance negotiated rate exceeds $72.00. It is important to note that the facility is a Critical Access Hospital owned by the local government, and commercial rates for this service are significantly higher than the Medicare benchmark of $13.63, reflecting the standard markup in commercial contracts.
Patients should be aware that commercial negotiated rates often include administrative overhead and do not represent the true cost of care, which is better understood by comparing against the Medicare rate. If you are billed the full $90.00 by UnitedHealthcare, you may qualify for a prompt-pay discount by paying the cash price of $72.00 upfront, potentially saving money while avoiding the administrative fees associated with insurance processing. Before scheduling, verify your specific plan's allowed amount and ask the billing department to classify the service as self-pay to ensure you receive the lowest possible rate, as waiting until after the visit to request discounts can sometimes void the agreement.