X-ray, hand

For the X-ray, hand procedure (CPT 73130) at Satanta District Hospital, the cash price is $206.00, which is lower than the facility's gross charge of $229.00. While the median negotiated rate across 38 payers is $168.00, patients with high-deductible plans may find the cash price more advantageous if their insurance allows a higher allowed amount than the cash rate. It is important to note that the facility is a Critical Access Hospital in Kansas, and while specific county or state average data was not provided in this report, patients should always verify their specific plan's allowed amount before scheduling to ensure they are not paying more than necessary.

Patients should proactively ask about "prompt-pay" discounts, which can reduce bills by 20% to 50% when paid in full upfront, bypassing the administrative costs associated with insurance claims. Additionally, under the No Surprises Act, patients are protected from balance billing for out-of-network services at in-network facilities, though they should still request an itemized bill to review all charges for accuracy. If a balance bill is received, patients should dispute it with their insurer rather than paying immediately, and they should avoid signing consent waivers that waive their right to dispute out-of-network costs.