Blood test, vitamin D
Facility: Logan County Hospital
Billing Code: 82306 (CPT)
- CPT Billing Code: 82306
- Insurance Median: $323
- Cash Discount Price: $90
- vs. Medicare Baseline: 10.91x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1091% of the Medicare baseline (a markup of 991%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Humana | $191 | 645% |
| Blue Cross Blue Shield | $218 | 736% |
| Health Partners - All Plans | $428 | 1446% |
| Medicaid / KanCare | $450 | 1520% |
Consumer Guidance & Cost Commentary
For this blood test for vitamin D at Logan County Hospital in Oakley, Kansas, the negotiated rates paid by major payers like Humana and Blue Cross Blue Shield range from $191 to $428, while the cash price is $90. This cash rate is significantly lower than the facility's negotiated amounts and the state average for this service. If you have a high-deductible plan, paying the $90 cash price upfront may be more cost-effective than relying on insurance, which could result in a higher allowed amount after your deductible is met. To secure the lowest possible rate, you should contact the hospital directly to confirm their "self-pay" or "prompt-pay" discounts, which can further reduce the final bill.
It is important to understand that commercial insurance rates often exceed the true cost of care, as evidenced by the Medicare benchmark of $29.60 for this procedure. While the facility's negotiated rates are higher than the Medicare rate, they are still substantially above the cash price, highlighting the value of paying out-of-pocket when appropriate. If you receive a bill from an out-of-network provider or encounter unexpected charges, you have the right to request an itemized audit to identify errors or unbundled codes, and you may be protected from balance billing for emergency services under the No Surprises Act. Always verify your plan's specific allowed amounts before scheduling to avoid surprise costs.