X-ray, chest (single view)
Facility: Logan County Hospital
Billing Code: 71045 (CPT)
- CPT Billing Code: 71045
- Insurance Median: $181
- Cash Discount Price: $50
- vs. Medicare Baseline: 2.04x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 204% of the Medicare baseline (a markup of 104%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Humana | $106 | 119% |
| Blue Cross Blue Shield | $124 | 139% |
| Health Partners - All Plans | $238 | 268% |
| Medicaid / KanCare | $250 | 281% |
Consumer Guidance & Cost Commentary
For this X-ray, chest (single view) procedure at Logan County Hospital in Oakley, KS, the negotiated rates range from $106 to $250 depending on your specific insurance plan, with the lowest rate being $106 from Humana and the highest at $250 from Medicaid/KanCare. While the facility's cash price is $50, which is significantly lower than the median negotiated rate of $181, patients with high-deductible plans should consider that paying cash upfront might result in a lower out-of-pocket cost if their insurance allows a higher negotiated rate than the cash price. It is important to verify your specific plan's allowed amount before scheduling, as assuming that being in-network guarantees the lowest price can lead to unexpected costs if your insurer negotiates a higher rate than the facility's self-pay discount.
To avoid balance billing or unexpected charges, patients should request a full itemized bill before paying, as summary invoices often hide errors or unbundled codes that could inflate the total. If you receive a bill for the difference between the provider's full charge and your insurance payment, you may be eligible for protections under the No Surprises Act, which bans balance billing for emergency care and non-emergency services from out-of-network providers at in-network facilities. Additionally, since the facility offers a cash price of $50, you should explicitly ask about "prompt-pay" discounts or self-pay rates at registration to ensure you are not accidentally triggering an insurance claim that would void any upfront savings.