Blood test, vitamin D
Facility: Kiowa District Hospital
Billing Code: 82306 (CPT)
- CPT Billing Code: 82306
- Insurance Median: $405
- Cash Discount Price: $343
- vs. Medicare Baseline: 13.68x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1368% of the Medicare baseline (a markup of 1268%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Healthchoice-All Plans | $44 | 149% |
| Tricare | $167 | 564% |
| Blue Cross Blue Shield | $216 | 730% |
| UnitedHealthcare | $343 - $429 | 1159% |
| Health Partners Of Ks-All Plans | $378 | 1277% |
| Humana | $387 | 1307% |
| Multiplan-All Plans | $403 | 1361% |
| Gbs Insurance - All Plans | $403 | 1361% |
| Triwest-All Plans | $408 | 1378% |
| Aetna | $408 | 1378% |
| Medicare (plans) | $408 | 1378% |
| Medicaid / KanCare | $429 | 1449% |
| Providers Care (Wppa)-All Plans | $644 | 2176% |
| Liberty Healthshare-All Plans | $693 | 2341% |
Consumer Guidance & Cost Commentary
For the CPT code 82306 (Blood test, vitamin D) at Kiowa District Hospital in Kiowa, KS, the cash median price is $343.00, which is lower than the facility's negotiated rates for most payers. While the facility is a Critical Access Hospital owned by a government district, patients with high-deductible plans may find that paying the cash price directly is more cost-effective than relying on insurance, as many commercial negotiated rates exceed the cash amount. For instance, UnitedHealthcare has a range of $343 to $429, and Providers Care charges $644, meaning the cash rate could save patients significant out-of-pocket costs if their insurance deductible has not yet been met. It is important to verify your specific plan's allowed amount before scheduling, as assuming in-network coverage guarantees the lowest price can lead to higher charges if the insurer's negotiated rate is higher than the cash price.
To ensure you are receiving the most accurate pricing, always request an itemized bill that breaks down the exact CPT codes and unit costs rather than accepting a summary invoice, as hospitals often use broad categories to obscure individual charges. Additionally, ask the billing department about "prompt-pay" discounts, which can reduce the final amount by 20% to 50% if you settle the bill upfront, bypassing the administrative overhead associated with insurance claims processing. Since Medicare rates for this service are $29.60, commercial rates are significantly higher, but comparing your specific negotiated rate to the Medicare benchmark provides a clear view of the facility's pricing structure. If you receive a balance bill for services rendered at this in-network facility, you may have protections under