Blood test, vitamin D
Facility: Stevens County Hospital
Billing Code: 82306 (CPT)
- CPT Billing Code: 82306
- Insurance Median: $146
- Cash Discount Price: $175
- vs. Medicare Baseline: 4.93x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 493% of the Medicare baseline (a markup of 393%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Aetna | $44 - $200 | 149% |
| Humana | $56 - $74 | 189% |
| First Health - All Plans | $135 - $180 | 456% |
| Wppa - All Plans | $142 - $190 | 480% |
| Medicaid / KanCare | $150 - $200 | 507% |
| Blue Cross Blue Shield | $208 - $218 | 703% |
Consumer Guidance & Cost Commentary
For the CPT code 82306 (Blood test, vitamin D) at Stevens County Hospital in Hugoton, KS, the cash price is $175.00, which matches the facility's median negotiated rate. This cash price is notably lower than the state average for this service, making it a competitive option for self-pay patients. While commercial payers like Aetna and Humana negotiate rates ranging from $44 to $200, the cash price remains the most transparent baseline. Patients with high-deductible plans may find this cash rate advantageous if their insurance negotiated rates exceed $175.00, as paying out-of-pocket could result in immediate savings compared to the administrative costs and potential deductibles associated with insurance claims.
To ensure you receive the best possible rate, it is recommended to explicitly request a "self-pay" or "prompt-pay" discount before scheduling your visit, as these upfront payment incentives can further reduce the final bill. If you choose to use insurance, be aware that the median amount paid by insurers for this service is $135.00, which is lower than the cash price, but this may not apply if your deductible has not yet been met. Additionally, always request an itemized bill to verify that no unbundled codes or services not rendered have been included, as summary bills often obscure individual charges. For this specific service, the Medicare benchmark is $29.60, indicating that the facility's pricing structure is significantly higher than the federal baseline, so comparing your final out-of-pocket cost against the cash rate is the most effective way to manage expenses.