Blood test, glucose (blood sugar)
Facility: Osborne County Memorial Hospital
Billing Code: 82947 (CPT)
- CPT Billing Code: 82947
- Insurance Median: $33
- Cash Discount Price: $31
- vs. Medicare Baseline: 8.40x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 840% of the Medicare baseline (a markup of 740%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $26 - $29 | 662% |
| Health Partners Of Kansas | $29 - $33 | 738% |
| Wppa | $32 - $36 | 814% |
| Blue Cross Blue Shield | $33 - $37 | 840% |
Consumer Guidance & Cost Commentary
For this blood glucose test at Osborne County Memorial Hospital, the cash price of $31.00 is notably lower than the facility's negotiated rates, which range from $26.00 to $37.00 depending on your specific insurance plan. While UnitedHealthcare members may see a negotiated rate as low as $26.00, other payers like Wppa and Blue Cross Blue Shield have rates starting at $32.00 and $33.00, respectively. It is important to note that your cash price of $31.00 is actually higher than the Medicare benchmark of $3.93, which serves as the federal baseline for this service. However, for patients with high-deductible plans who have not yet met their out-of-pocket maximum, paying the cash price directly can sometimes be more cost-effective than relying on insurance, especially if the insurer's negotiated rate exceeds the cash amount.
Before scheduling, we strongly recommend contacting the hospital directly to inquire about "self-pay" or "prompt-pay" discounts, which can further reduce the final bill. Additionally, since this facility is a Critical Access Hospital in Osborne, KS, you should verify whether your specific insurance plan has a lower allowed amount than the facility's published negotiated rates, as some in-network contracts may offer better coverage than the listed maximums. If you choose to use insurance, ensure you understand your deductible status, as paying the full negotiated rate before meeting your deductible can significantly increase your out-of-pocket costs. Finally, if you receive a bill after using insurance, request a detailed itemized statement to review every charge and confirm that no balance billing has occurred, as federal protections may apply depending on the