Blood test, ferritin (iron stores)
Facility: Minneola District Hospital
Billing Code: 82728 (CPT)
- CPT Billing Code: 82728
- Insurance Median: $67
- Cash Discount Price: $51
- vs. Medicare Baseline: 4.92x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 492% of the Medicare baseline (a markup of 392%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Humana | $47 - $50 | 345% |
| Va Community Care Program-All Plans | $47 - $50 | 345% |
| UnitedHealthcare | $47 - $75 | 345% |
| Blue Cross Blue Shield | $53 | 389% |
| Providrs Care Network-All Plans | $60 - $64 | 440% |
| Corporate Plan Management-All Plans | $60 - $64 | 440% |
| Preferred Health Care (Coventry)-All Other Plans | $63 - $68 | 462% |
| Triwest-All Plans | $63 - $68 | 462% |
| Aetna | $66 - $75 | 484% |
| Phc (Coventry) Leased Network | $66 - $71 | 484% |
| Health Partners Of Kansas-All Plans | $66 - $71 | 484% |
| Medicaid / KanCare | $70 - $75 | 514% |
Consumer Guidance & Cost Commentary
For the blood test for ferritin (iron stores) at Minneola District Hospital in Minneola, KS, the facility's cash median price of $51.00 is notably lower than the state average, which sits at $63.00. While the hospital's negotiated rates for commercial payers range from $47 to $75 depending on the plan, patients with high-deductible or self-pay options may find the cash price more advantageous. It is important to note that commercial negotiated rates often include administrative overhead and contract premiums that can inflate the final cost beyond the base service value. To maximize savings, patients should verify their specific plan's allowed amount before scheduling, as some in-network contracts may exceed the cash-pay rate. Additionally, since this facility is a Critical Access Hospital owned by a government authority, checking for "self-pay" or "prompt-pay" discounts could further reduce the out-of-pocket expense.
The facility's Medicare benchmark rate of $13.63 serves as a critical baseline for understanding the markup on this service. The cash price of $51.00 represents approximately 373% of the Medicare amount, which is significantly higher than the typical fair pricing range of 120% to 150% of Medicare. This substantial difference highlights the importance of comparing rates against the federal government's cost-based standard rather than the hospital's full chargemaster list. Patients should request an itemized billing audit to ensure no unbundled codes or services not rendered are included in the final invoice, as over 80% of hospital bills contain errors. Furthermore, under the No Surprises Act, patients are protected from balance billing for out-of-network services