X-ray, chest (single view)
Facility: Minneola District Hospital
Billing Code: 71045 (CPT)
- CPT Billing Code: 71045
- Insurance Median: $147
- Cash Discount Price: $116
- vs. Medicare Baseline: 1.65x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Va Community Care Program-All Plans | $8 - $114 | 9% |
| Humana | $8 - $114 | 9% |
| UnitedHealthcare | $8 - $170 | 9% |
| Providrs Care Network-All Plans | $21 - $144 | 24% |
| Aetna | $21 - $170 | 24% |
| Medicaid / KanCare | $21 - $170 | 24% |
| Blue Cross Blue Shield | $124 | 139% |
| Corporate Plan Management-All Plans | $140 - $144 | 157% |
| Preferred Health Care (Coventry)-All Other Plans | $148 - $153 | 166% |
| Triwest-All Plans | $148 - $153 | 166% |
| Phc (Coventry) Leased Network | $157 - $162 | 177% |
| Health Partners Of Kansas-All Plans | $157 - $162 | 177% |
Consumer Guidance & Cost Commentary
For the CPT code 71045 (X-ray, chest, single view) at Minneola District Hospital in Minneola, KS, the facility's cash median price is $116.00, which is lower than the state average of $151.00. While the hospital is a Critical Access Hospital owned by a Government Hospital District, patients with high-deductible plans may find paying cash directly more cost-effective than using insurance, as the negotiated rates for in-network payers like UnitedHealthcare and Aetna range from $21 to $170. Because commercial insurance contracts often include administrative overheads that inflate the baseline price by 20% to 40%, the cash price can sometimes represent the most economical option. Patients should verify their specific plan's deductible status before scheduling and explicitly request "self-pay" or "prompt-pay" discounts at registration to potentially reduce the final amount owed.
It is important to understand that the gross charge of $165.00 listed for this service is not the amount billed to most patients; instead, insurance companies pay negotiated rates that act as a contractual ceiling, while out-of-network scenarios could theoretically trigger balance billing for the difference between the chargemaster and the insurer's allowed amount. Although the No Surprises Act protects patients from surprise balance bills for emergency care and non-emergency services at in-network facilities, patients should still request a full itemized CPT-coded bill rather than accepting a summary invoice, as over 80% of hospital bills contain errors such as double-billing or unbundled codes. If a discrepancy arises, patients should dispute the bill in writing with the billing supervisor rather than making