X-ray, chest (two views)
Facility: Minneola District Hospital
Billing Code: 71046 (CPT)
- CPT Billing Code: 71046
- Insurance Median: $163
- Cash Discount Price: $95
- vs. Medicare Baseline: 1.83x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Va Community Care Program-All Plans | $10 - $137 | 11% |
| Humana | $10 - $137 | 11% |
| UnitedHealthcare | $10 - $205 | 11% |
| Providrs Care Network-All Plans | $27 - $174 | 30% |
| Medicaid / KanCare | $27 - $205 | 30% |
| Aetna | $27 - $205 | 30% |
| Blue Cross Blue Shield | $151 | 170% |
| Corporate Plan Management-All Plans | $174 | 196% |
| Triwest-All Plans | $184 | 207% |
| Preferred Health Care (Coventry)-All Other Plans | $184 | 207% |
| Phc (Coventry) Leased Network | $195 | 219% |
| Health Partners Of Kansas-All Plans | $195 | 219% |
Consumer Guidance & Cost Commentary
For the CPT code 71046, representing a chest X-ray with two views, Minneola District Hospital in Minneola, KS, lists a cash median price of $95.00. This cash rate is notably lower than the facility's negotiated rates, which range from $10 to $205 depending on the insurance plan. While the facility is a Critical Access Hospital owned by a Government Hospital District, patients with high-deductible plans may find paying the cash price of $95.00 more cost-effective than relying on insurance, as many commercial negotiated rates exceed the cash amount. To secure the lowest possible price, patients should explicitly request a "self-pay" or "prompt-pay" discount before scheduling, as these upfront payment incentives can significantly reduce the final bill.
When evaluating the cost of this procedure, it is important to compare rates against the Medicare benchmark rather than the hospital's inflated chargemaster list. The Medicare amount for this service is $88.91, and the facility's cash rate of $95.00 is very close to this federal baseline, suggesting a fair pricing structure. In contrast, the median negotiated rate of $163.00 and the highest commercial rates reaching $205.00 represent significant markups over the Medicare standard. Consumers should be aware that while in-network insurance contracts provide a ceiling on charges, they often include administrative costs that push the final allowed amount higher than the true cost of care.