Blood test, ferritin (iron stores)
Facility: Goodland Regional Medical Center
Billing Code: 82728 (CPT)
- CPT Billing Code: 82728
- Insurance Median: $96
- Cash Discount Price: $96
- vs. Medicare Baseline: 7.04x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 704% of the Medicare baseline (a markup of 604%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $53 | 389% |
| Wppa | $91 - $96 | 668% |
| UnitedHealthcare | $96 | 704% |
Consumer Guidance & Cost Commentary
For the blood test for ferritin (iron stores) at Goodland Regional Medical Center, the cash median price is $96.00, which is $7.00 higher than the Medicare benchmark of $13.63. While the facility is a Critical Access Hospital in Goodland, KS, and is government-owned, the negotiated rates for in-network payers are significantly higher than the cash price. Blue Cross Blue Shield pays $53, while WPPA and UnitedHealthcare pay between $91 and $96. Because these negotiated rates exceed the cash price, patients with high-deductible plans or those without insurance may save money by paying the cash rate directly, provided they confirm the facility accepts self-pay or prompt-pay discounts before scheduling.
To ensure you are not overcharged, it is critical to request an itemized billing audit rather than accepting a summary bill, as over 80% of hospital bills contain errors such as unbundled codes or services not rendered. Since the facility's negotiated rates are well above the Medicare baseline, which represents the true cost of care, comparing your allowed amount to the Medicare rate reveals the actual markup rather than the inflated chargemaster list price. If you receive a bill, dispute any errors in writing to the billing supervisor to avoid paying for unnecessary services or double-billed components, and always verify your deductible status before using insurance to prevent unexpected out-of-pocket expenses.