CT scan, abdomen and pelvis (with contrast)
Facility: Mitchell County Hospital Health Systems
Billing Code: 74177 (CPT)
- CPT Billing Code: 74177
- Insurance Median: $3,720
- Cash Discount Price: $3,524
- vs. Medicare Baseline: 10.44x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $356.43 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1044% of the Medicare baseline (a markup of 944%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $356 - $3,916 | 100% |
| Blue Cross Blue Shield | $458 | 128% |
| Triwest Well Mark All Plans | $3,329 | 934% |
| First Health-All Plans | $3,524 | 989% |
| Pref Hlth Care Sytms Comm - All Plans | $3,524 | 989% |
| Aetna | $3,524 | 989% |
| Auxiant-All Plans | $3,720 | 1044% |
| Multiplan Ppo - All Plans | $3,720 | 1044% |
| Phc Leased Ntwrk Access - All Plans | $3,720 | 1044% |
| Cigna | $3,877 | 1088% |
| Health Partners Ks-All Plans | $3,877 | 1088% |
Consumer Guidance & Cost Commentary
For the CT scan of the abdomen and pelvis with contrast at Mitchell County Hospital Health Systems in Beloit, KS, the cash price is $3,524, which matches the median negotiated rate and the facility's cash median. This rate is significantly higher than the Medicare benchmark of $356.43, reflecting a markup of 10.4 times the federal baseline. While the facility is a Critical Access Hospital owned by the local government, patients should be aware that commercial insurance plans negotiate rates ranging from $356 to $3,916 depending on the specific carrier, with UnitedHealthcare offering the lowest range at $356. Because the cash price aligns with the median negotiated rate, paying out-of-pocket may not result in savings compared to using insurance, though it is important to verify your specific plan's allowed amount before scheduling.
To potentially reduce costs, patients should proactively ask the billing department about "self-pay" or "prompt-pay" discounts before check-in, as these upfront payment incentives can often lower the final bill by 20% to 50%. Additionally, if you have a high-deductible plan, paying the cash price directly might be more affordable than your insurance's negotiated rate if your deductible has not yet been met. Since the facility is in-network for most major payers, balance billing for out-of-network services is unlikely, but you should still request a full itemized bill to ensure no unbundled codes or services not rendered are included. Always compare the final allowed amount from your insurer against the cash price to determine the most cost-effective payment method for your situation.