CT scan, head (no contrast)
Facility: Mitchell County Hospital Health Systems
Billing Code: 70450 (CPT)
- CPT Billing Code: 70450
- Insurance Median: $1,502
- Cash Discount Price: $1,423
- vs. Medicare Baseline: 14.06x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1406% of the Medicare baseline (a markup of 1306%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| UnitedHealthcare | $107 - $1,581 | 100% |
| Blue Cross Blue Shield | $458 | 429% |
| Triwest Well Mark All Plans | $1,344 | 1258% |
| Pref Hlth Care Sytms Comm - All Plans | $1,423 | 1332% |
| First Health-All Plans | $1,423 | 1332% |
| Aetna | $1,423 | 1332% |
| Auxiant-All Plans | $1,502 | 1406% |
| Phc Leased Ntwrk Access - All Plans | $1,502 | 1406% |
| Multiplan Ppo - All Plans | $1,502 | 1406% |
| Cigna | $1,565 | 1465% |
| Health Partners Ks-All Plans | $1,565 | 1465% |
Consumer Guidance & Cost Commentary
For a CT scan of the head without contrast at Mitchell County Hospital Health Systems in Beloit, Kansas, the cash price is $1,423, which is significantly lower than the facility's gross charge of $1,581. While the facility's negotiated rates with insurance payers average $1,502, these amounts are still higher than the cash price, meaning patients with high-deductible plans might save money by paying out-of-pocket. It is important to note that while the No Surprises Act protects patients from balance billing for emergency services at in-network facilities, unexpected charges can still occur from out-of-network ancillary services like certain lab tests or emergency physicians. If you receive a surprise bill, you should dispute it with your insurer and request a No Surprises Act audit rather than paying immediately, and you should refuse to sign any waivers that allow providers to bill you for out-of-network costs.
When comparing pricing, the facility's cash rate of $1,423 is notably higher than the Medicare benchmark of $106.81, reflecting the standard markup for commercial services which often ranges from 200% to 300% of the Medicare rate. Although the data does not provide specific state or county average comparisons for this procedure, the facility's cash price remains a key reference point for consumers to understand the baseline cost before insurance negotiations apply. To minimize costs, patients should explicitly ask for self-pay or prompt-pay discounts before scheduling, as paying in full upfront can sometimes bypass administrative fees and reduce the final bill by 20% to 50%. Additionally, if you receive a summary bill, demand a full itemized statement to identify any errors, unbund