Blood test, ferritin (iron stores)
Facility: Kingman Healthcare Center
Billing Code: 82728 (CPT)
- CPT Billing Code: 82728
- Insurance Median: $6
- Cash Discount Price: $5
- vs. Medicare Baseline: 0.44x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Celtic Insurance Company | $3 - $6 | 22% |
| Humana | $3 - $5 | 22% |
| Wellcare | $3 - $5 | 22% |
| Medicaid / KanCare | $3 - $14 | 22% |
| Ambetter / Centene | $3 - $6 | 22% |
| UnitedHealthcare | $3 - $11 | 22% |
| Cigna | $6 - $11 | 44% |
| Aetna | $6 - $11 | 44% |
| Health Partners | $6 - $11 | 44% |
| Triwest | $14 | 103% |
| Healthy Blue | $14 | 103% |
Consumer Guidance & Cost Commentary
For the blood test for ferritin (iron stores) at Kingman Healthcare Center in Kansas, the cash price is $5.00, which is significantly lower than the facility's gross charge of $9.00. While the facility is a Critical Access Hospital in a Voluntary non-profit setting, patients should be aware that commercial insurance negotiated rates often exceed cash prices due to administrative costs and contract structures. For instance, Medicaid/KanCare plans have negotiated rates ranging from $3.00 to $6.00, while UnitedHealthcare and Cigna ranges extend up to $11.00. If you have a high-deductible plan or have not yet met your deductible, paying the cash price of $5.00 upfront could save you money compared to the insurance negotiated rate, provided you can afford the out-of-pocket cost.
It is important to distinguish between the facility's negotiated rates and the broader market context. The data indicates a median negotiated rate of $6.00 across payers, which serves as a benchmark for in-network coverage. However, patients should verify their specific plan's allowed amount, as some commercial payers may negotiate higher rates than the facility's cash price. Additionally, the No Surprises Act protects patients from balance billing for out-of-network services at in-network facilities, but this does not apply to self-pay scenarios. To ensure you receive the best possible rate, we recommend contacting the hospital directly to confirm if "self-pay" or "prompt-pay" discounts are available, as these programs can offer further reductions beyond the standard cash price listed.