Blood test, vitamin D
Facility: Morris County Hospital
Billing Code: 82306 (CPT)
- CPT Billing Code: 82306
- Insurance Median: $182
- Cash Discount Price: $215
- vs. Medicare Baseline: 6.15x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 615% of the Medicare baseline (a markup of 515%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Providrs Care (Wppa)(Nexus)-All Plans | $30 | 101% |
| Aetna | $35 | 118% |
| Va Ccn-All Plans | $94 - $118 | 318% |
| Blue Cross Blue Shield | $123 - $218 | 416% |
| Choice Care Mcr Adv-All Plans | $123 - $156 | 416% |
| UnitedHealthcare | $123 - $400 | 416% |
| Coventry Mcr | $123 - $156 | 416% |
| Cigna | $229 - $289 | 774% |
| Coventry Comm-All Other Plans | $284 - $360 | 959% |
| Multiplan-All Plans | $284 - $360 | 959% |
Consumer Guidance & Cost Commentary
For this blood test for vitamin D at Morris County Hospital in Council Grove, Kansas, the cash price is $215, which is lower than the median negotiated rate of $182 paid by insurance plans. While the facility's cash price is competitive, patients with high-deductible plans might find that paying out-of-pocket is more cost-effective if their insurance negotiated rate exceeds the cash price, as seen with UnitedHealthcare's range of $123 to $400. To maximize savings, patients should explicitly ask the hospital about "self-pay" or "prompt-pay" discounts before scheduling, as these upfront fee reductions can bypass administrative costs and lower the final bill.
The facility's pricing is evaluated against the Medicare benchmark of $29.60, which serves as the objective baseline for healthcare costs in this region. Although the commercial negotiated rates vary significantly by payer, ranging from $30 to $400, the Medicare rate reveals the true cost of delivery without commercial markups. Because over 80% of hospital bills contain errors, patients should request a detailed, itemized statement rather than accepting a summary bill, which may hide unbundled codes or services not rendered. If a balance bill arises from an out-of-network service, patients can dispute the charge with their insurer under the No Surprises Act to avoid unexpected costs.