CT scan, head (no contrast)
Facility: Morris County Hospital
Billing Code: 70450 (CPT)
- CPT Billing Code: 70450
- Insurance Median: $753
- Cash Discount Price: $1,159
- vs. Medicare Baseline: 7.05x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 705% of the Medicare baseline (a markup of 605%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Providrs Care (Wppa)(Nexus)-All Plans | $147 | 138% |
| Blue Cross Blue Shield | $456 - $753 | 427% |
| Choice Care Mcr Adv-All Plans | $753 | 705% |
| Coventry Mcr | $753 | 705% |
| UnitedHealthcare | $753 - $1,931 | 705% |
| Va Ccn-All Plans | $753 | 705% |
| Cigna | $1,397 | 1308% |
| Aetna | $1,730 | 1620% |
| Coventry Comm-All Other Plans | $1,738 | 1627% |
| Multiplan-All Plans | $1,738 | 1627% |
Consumer Guidance & Cost Commentary
For a CT scan of the head without contrast at Morris County Hospital in Council Grove, Kansas, the facility's cash price is $1,159, which is notably higher than the state average for this procedure. While the hospital's negotiated rates with major insurers like Blue Cross Blue Shield and UnitedHealthcare range from $456 to $1,931, the cash price remains a critical benchmark for patients with high-deductible plans who may not yet have met their coverage limits. Because commercial negotiated rates often include administrative overhead and do not reflect the true cost of care, the cash price can sometimes represent a more affordable option if the insurance allowed amount exceeds the cash rate. Patients should verify their specific plan's deductible status and ask the hospital directly about "self-pay" or "prompt-pay" discounts, which can further reduce the final cost before any insurance claim is processed.
It is important to understand that the $1931 gross chargemaster rate listed for this service is not the amount you will be billed; actual payments vary significantly by payer, with some plans paying as little as $147 and others up to the full gross amount. The facility's rate is 7% higher than the Medicare benchmark of $106.81, which serves as a scientifically validated baseline for the true cost of delivery, indicating that the commercial rates include substantial markups. If you receive a bill that appears to include charges for services not rendered or items that were bundled into a single code, you should request a full itemized audit to identify errors before paying. Additionally, under the No Surprises Act, you are protected from balance billing for out-of-network services at in-network facilities, so any unexpected bill