CT scan, head (no contrast)
Facility: Neosho Memorial Regional Medical Center
Billing Code: 70450 (CPT)
- CPT Billing Code: 70450
- Insurance Median: $712
- Cash Discount Price: $1,669
- vs. Medicare Baseline: 6.67x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 667% of the Medicare baseline (a markup of 567%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $60 | 56% |
| Blue Cross Blue Shield | $531 - $712 | 497% |
| Tricare | $686 | 642% |
| Va_Ccn | $712 | 667% |
| Humana | $712 | 667% |
| Aetna | $712 | 667% |
| Medicare (plans) | $712 | 667% |
| Medadv_Uhc | $712 | 667% |
| Medadv_Allwell | $712 | 667% |
| Ambetter / Centene | $1,122 | 1050% |
| Wppa_Providrscare | $1,847 | 1729% |
| United | $1,852 | 1734% |
| Hpk | $2,114 | 1979% |
| Cigna | $2,114 | 1979% |
| Coventry | $2,114 | 1979% |
Consumer Guidance & Cost Commentary
For a CT scan of the head without contrast at Neosho Memorial Regional Medical Center in Chanute, Kansas, the facility's cash median price is $1,669, while the median negotiated rate paid by insurance plans is $712. This specific procedure is priced significantly lower than the facility's gross charge of $2,226, reflecting the impact of prompt-pay discounts available for self-pay patients. Because the cash price is higher than the negotiated rate, patients with high-deductible plans or those without insurance may find it beneficial to pay the cash price directly, as the insurance negotiated rate of $712 often exceeds the cash price for shoppable services. To secure the lowest possible cost, patients should explicitly ask the hospital about "self-pay" or "prompt-pay" discounts before scheduling, as these upfront fee reductions can bypass the administrative overhead associated with insurance billing cycles.
The facility's pricing is benchmarked against Medicare, which sets a fixed reimbursement rate of $106.81 for this service. While the cash price of $1,669 is substantially higher than the Medicare rate, it is important to note that commercial negotiated rates often average 200% to 300% of Medicare, whereas fair pricing is typically defined as 120% to 150% of the Medicare amount. Patients should be aware that balance billing is generally prohibited for emergency care and non-emergency services at in-network facilities under the No Surprises Act, meaning they should not pay unexpected bills for out-of-network providers at this location. If a patient receives a summary bill that does not detail individual charges, they should request a full itemized audit to identify any errors,