Echocardiogram (heart ultrasound)
Facility: Neosho Memorial Regional Medical Center
Billing Code: 93306 (CPT)
- CPT Billing Code: 93306
- Insurance Median: $772
- Cash Discount Price: $1,810
- vs. Medicare Baseline: 1.38x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $558.25 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $127 | 23% |
| Tricare | $744 | 133% |
| Va_Ccn | $772 | 138% |
| Humana | $772 | 138% |
| Medicare (plans) | $772 | 138% |
| Aetna | $772 | 138% |
| Medadv_Allwell | $772 | 138% |
| Blue Cross Blue Shield | $772 - $1,692 | 138% |
| Medadv_Uhc | $772 | 138% |
| Ambetter / Centene | $1,216 | 218% |
| Wppa_Providrscare | $2,003 | 359% |
| United | $2,007 | 360% |
| Coventry | $2,292 | 411% |
| Hpk | $2,292 | 411% |
| Cigna | $2,292 | 411% |
Consumer Guidance & Cost Commentary
For the Echocardiogram (heart ultrasound) procedure at Neosho Memorial Regional Medical Center in Chanute, KS, the facility's cash price of $1,810 is significantly lower than the median negotiated rates of $772 paid by most major insurers, including Humana, Aetna, and United. While many commercial payers have a high of $2,007 or more, the cash rate offers a substantial alternative for patients with high-deductible plans who may not yet have met their out-of-pocket limits. It is important to note that while commercial negotiated rates often exceed cash prices due to administrative overhead and contract structures, patients should verify their specific plan's deductible status before assuming insurance will result in lower costs. Additionally, because this facility is a Critical Access Hospital with government local ownership, patients should proactively ask about "self-pay" or "prompt-pay" discounts, which can further reduce the final bill if settled upfront.
The Medicare benchmark for this service is $558.25, which serves as a critical baseline for evaluating pricing fairness. Commercial rates, such as the $2,292 charged by Coventry and Hpk, represent a significant markup over the federal government's cost-based standard, whereas the cash price of $1,810 remains closer to the median negotiated rate of $772 observed across the payer landscape. If you receive a bill that exceeds the cash price or the Medicare amount, you should request a detailed, itemized billing audit to identify potential errors, unbundled codes, or services not rendered, as over 80% of hospital bills contain inaccuracies. Furthermore, if you are billed for the difference between the provider's