X-ray, chest (single view)
Facility: Neosho Memorial Regional Medical Center
Billing Code: 71045 (CPT)
- CPT Billing Code: 71045
- Insurance Median: $92
- Cash Discount Price: $216
- vs. Medicare Baseline: 1.03x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $49 | 55% |
| Tricare | $89 | 100% |
| Humana | $92 | 103% |
| Medicare (plans) | $92 | 103% |
| Aetna | $92 | 103% |
| Medadv_Allwell | $92 | 103% |
| Blue Cross Blue Shield | $92 - $136 | 103% |
| Medadv_Uhc | $92 | 103% |
| Va_Ccn | $92 | 103% |
| Ambetter / Centene | $145 | 163% |
| Wppa_Providrscare | $239 | 269% |
| United | $240 | 270% |
| Cigna | $274 | 308% |
| Coventry | $274 | 308% |
| Hpk | $274 | 308% |
Consumer Guidance & Cost Commentary
For the X-ray, chest (single view) procedure at Neosho Memorial Regional Medical Center in Chanute, KS, the facility's cash price of $216.00 is significantly lower than the average negotiated rates paid by most major insurers, which range from $89 to $274. While the facility is a Critical Access Hospital with government local ownership, the cash rate remains the most affordable option for patients without insurance or those with high-deductible plans. It is important to note that commercial insurance contracts often include administrative overhead and network tiering that can inflate the allowed amount well above the actual cost of care, meaning paying out-of-pocket upfront can sometimes result in substantial savings compared to the insurance negotiated rate.
Patients should be aware that while the facility offers a cash median of $216.00, the actual self-pay or prompt-pay discount may be lower if requested directly at registration. Many hospitals offer additional fee reductions for upfront payment, effectively bypassing the costly insurance claims processing cycle that adds 20% to 40% to the baseline price. Before scheduling, it is advisable to explicitly ask for the self-pay classification and any prompt-pay discounts to ensure you are not billed the full chargemaster rate or an inflated insurance allowed amount. Given that the facility's cash rate is already below the lowest negotiated rate in the dataset, verifying the self-pay discount is the most effective way to minimize out-of-pocket costs for this service.