X-ray, chest (two views)
Facility: Neosho Memorial Regional Medical Center
Billing Code: 71046 (CPT)
- CPT Billing Code: 71046
- Insurance Median: $112
- Cash Discount Price: $264
- vs. Medicare Baseline: 1.26x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $49 | 55% |
| Tricare | $108 | 121% |
| Aetna | $112 | 126% |
| Medadv_Uhc | $112 | 126% |
| Va_Ccn | $112 | 126% |
| Humana | $112 | 126% |
| Medicare (plans) | $112 | 126% |
| Medadv_Allwell | $112 | 126% |
| Blue Cross Blue Shield | $112 - $167 | 126% |
| Ambetter / Centene | $177 | 199% |
| Wppa_Providrscare | $292 | 328% |
| United | $292 | 328% |
| Coventry | $334 | 376% |
| Hpk | $334 | 376% |
| Cigna | $334 | 376% |
Consumer Guidance & Cost Commentary
For the X-ray, chest (two views) procedure at Neosho Memorial Regional Medical Center in Chanute, KS, the facility's cash median price is $264.00, which is lower than the negotiated rates paid by most major insurers. While the facility's cash rate is significantly below the gross charge of $352.00, it is important to note that commercial insurance plans often pay negotiated rates ranging from $49 for Medicaid/KanCare up to $334 for providers like Coventry and Cigna. This pricing structure highlights a common scenario where paying out-of-pocket can be more cost-effective than relying on insurance, especially for patients with high deductibles or those whose specific plan's negotiated rate exceeds the cash price. Since this facility is a Critical Access Hospital with government local ownership, patients should proactively ask about "self-pay" or "prompt-pay" discounts before scheduling, as these upfront payment incentives can further reduce the final bill.
The facility's pricing also reveals significant variation depending on the payer, with the lowest negotiated rate at $49 and the highest at $334, while the median negotiated amount across all plans is $112.00. Although the data does not provide specific state or county average comparisons for this procedure, the wide disparity between the $49 low end and $334 high end underscores the importance of verifying your specific plan's allowed amount before receiving care. To ensure you are not overcharged, consumers should request a full itemized CPT-coded bill rather than accepting a summary invoice, as hospitals may bundle charges or include services not rendered. Additionally, if you receive a balance bill from an out-of-network provider, you have the