X-ray, hand
Facility: Neosho Memorial Regional Medical Center
Billing Code: 73130 (CPT)
- CPT Billing Code: 73130
- Insurance Median: $140
- Cash Discount Price: $291
- vs. Medicare Baseline: 1.57x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Medicaid / KanCare | $49 | 55% |
| Tricare | $104 - $135 | 117% |
| Blue Cross Blue Shield | $108 - $151 | 121% |
| Humana | $108 - $140 | 121% |
| Medicare (plans) | $108 - $140 | 121% |
| Medadv_Uhc | $108 - $140 | 121% |
| Va_Ccn | $108 - $140 | 121% |
| Aetna | $108 - $140 | 121% |
| Medadv_Allwell | $108 - $140 | 121% |
| Ambetter / Centene | $170 - $221 | 191% |
| Wppa_Providrscare | $281 - $363 | 316% |
| United | $281 - $364 | 316% |
| Hpk | $321 - $416 | 361% |
| Coventry | $321 - $416 | 361% |
| Cigna | $321 - $416 | 361% |
Consumer Guidance & Cost Commentary
For this X-ray of the hand at Neosho Memorial Regional Medical Center in Chanute, KS, the cash price is $291.00, which is lower than the facility's gross charge of $388.00. While many commercial payers have negotiated rates ranging from $108 to $416, the cash rate can be a more affordable option for patients with high-deductible plans who may not yet have met their out-of-pocket limits. Because commercial contracts often include administrative overhead and multi-layered pricing structures, the cash price frequently represents a lower baseline than the negotiated amounts paid by insurers.
The facility is a Critical Access Hospital with government local ownership, and its cash rate is notably lower than the state average for this service. Patients should verify their specific plan details before scheduling, as some commercial payers may negotiate rates significantly higher than the cash price. To maximize savings, individuals should contact the hospital directly to inquire about self-pay or prompt-pay discounts, which can reduce the final bill by 20% to 50% if paid in full upfront. Additionally, if you receive a bill from an out-of-network provider at this in-network facility, you may be eligible for protections under the No Surprises Act that prevent balance billing for emergency or non-emergency services.