Blood test, sodium
Facility: Ascension Via Christi Rehabilitation Hospital Inc
Billing Code: 84295 (CPT)
- CPT Billing Code: 84295
- Insurance Median: $5
- Cash Discount Price: Unavailable
- vs. Medicare Baseline: 1.04x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $4.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Smarthealth | $1 - $7 | 21% |
| Humana | $5 | 104% |
| Blue Cross Blue Shield | $5 | 104% |
| UnitedHealthcare | $5 - $13 | 104% |
| Va | $5 | 104% |
| Vc Hope | $5 | 104% |
| Medicare (plans) | $5 | 104% |
| Cigna | $7 | 146% |
| Medicaid / KanCare | $8 | 166% |
| Aetna | $15 - $17 | 312% |
| Coventry City Of Wichita | $19 | 395% |
Consumer Guidance & Cost Commentary
For the blood test, sodium service (CPT 84295) at Ascension Via Christi Rehabilitation Hospital Inc in Wichita, KS, the facility's negotiated rates align closely with the national baseline, showing a ratio of 1.0 versus Medicare. While specific cash and median paid amounts are not available in the current data, patients should be aware that commercial insurance negotiated rates often include administrative overhead that can inflate the baseline price by 20% to 40% compared to the true cost of care. Because these rates are contractually agreed upon ceilings, they may sometimes exceed the actual cash price, meaning patients with high-deductible plans could potentially save money by paying out-of-pocket if the facility offers a self-pay or prompt-pay discount.
To maximize savings, consumers should verify the facility's self-pay rates before scheduling, as hospitals frequently offer prompt-pay discounts of 20% to 50% for upfront payments that bypass costly claims processing. Since the data does not provide a direct comparison to Kansas or county-specific averages for this specific code, it is important to rely on the Medicare benchmark as the most reliable indicator of fair pricing. If a patient receives an itemized bill, they should request a full line-by-line audit to identify any errors, double-billing, or unbundled codes, as over 80% of hospital bills contain inaccuracies that can be corrected through formal written disputes rather than verbal agreements.