Blood test, ferritin (iron stores)
Facility: Rehabilitation Hospital Of Overland Park
Billing Code: 82728 (CPT)
- CPT Billing Code: 82728
- Insurance Median: $153
- Cash Discount Price: $204
- vs. Medicare Baseline: 11.23x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 1123% of the Medicare baseline (a markup of 1023%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Blue Cross Blue Shield | $122 | 895% |
| Americas Choice Provider Network | $143 | 1049% |
| Provider Network Of America | $153 | 1123% |
| Quiktrip Corporation | $153 | 1123% |
| Velocity | $153 | 1123% |
| Usa Managed Care Organization | $153 | 1123% |
| Multiplan-Phcs | $163 | 1196% |
| Prime Health Services | $173 | 1269% |
| Medincrease | $183 | 1343% |
Consumer Guidance & Cost Commentary
For the CPT code 82728, representing a blood test for ferritin (iron stores), the Rehabilitation Hospital Of Overland Park lists a cash price of $204.00. This cash rate is notably higher than the state of Kansas average, which is $13.63. While commercial insurance plans typically negotiate lower rates, the data shows a median negotiated rate of $153.00 across nine payers, which remains below the cash price. Patients with high-deductible plans may find it financially advantageous to pay the cash price directly, as this avoids the administrative overhead and potential deductibles associated with insurance claims. However, patients should verify if their specific plan has a lower allowed amount or if the facility offers a "self-pay" or "prompt-pay" discount to reduce the final cost.
It is important to understand that commercial insurance rates often include administrative costs and contract markups that can exceed the actual cost of care, as evidenced by the significant gap between the Medicare benchmark of $13.63 and the facility's cash price. If you are billed for this service out-of-network, you may face balance billing, where the provider charges the difference between their full rate and what your insurance pays. Under the No Surprises Act, balance billing is generally prohibited for emergency care and non-emergency services at in-network facilities, so patients should dispute any unexpected bills immediately rather than paying them out of fear of credit damage. To ensure accuracy, always request a full itemized bill before paying, as summary invoices can hide unbundled charges or services that were never rendered, which are common sources of billing errors.