Care planning with family
Facility: Children'S Mercy South
Billing Code: 90887 (CPT)
- CPT Billing Code: 90887
- Insurance Median: $122
- Cash Discount Price: $104
- vs. Medicare Baseline: N/A Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Cigna | $5 | N/A |
| Medicaid / KanCare | $97 | N/A |
| Centivo | $108 | N/A |
| UnitedHealthcare | $112 - $164 | N/A |
| Blue Cross Blue Shield | $122 | N/A |
| Wppa Providrs Care | $122 | N/A |
| Medica | $126 | N/A |
| Mercy Health | $158 | N/A |
| Coxhealth Network | $160 | N/A |
| National Preferred Provider Network | $190 | N/A |
Consumer Guidance & Cost Commentary
For CPT code 90887, "Care planning with family," Children's Mercy South in Overland Park, KS, lists a cash median price of $104.00, which is lower than the facility's negotiated rates of $122.00. While the facility is a voluntary non-profit Children's hospital with a gross charge of $216.00, patients with high-deductible plans might find paying the cash price directly more cost-effective than relying on insurance, as the negotiated rates paid by payers like UnitedHealthcare (ranging from $112 to $164) and others exceed the cash amount. It is important to note that while the No Surprises Act protects patients from balance billing for out-of-network providers at in-network facilities, patients should still verify their specific plan details and ask the hospital about "self-pay" or "prompt-pay" discounts before scheduling, as these upfront payment incentives can further reduce the final cost.
The data provided for this service does not include a state or county average for comparison, nor is there a Medicare benchmark or median paid amount listed in the current report. Without these external benchmarks, it is difficult to determine if the facility's pricing aligns with regional standards or if the negotiated rates represent a significant markup. However, the presence of multiple payers, including Medicaid/KanCare and Centivo, suggests that the facility operates within a competitive network environment. Consumers are advised to request a full itemized bill to ensure no unbundled codes or services not rendered are included, and to dispute any unexpected charges in writing rather than accepting summary invoices, as over 80% of hospital bills often contain errors that can be