CMS Price Transparency Data

Blood test, basic metabolic panel

Facility: Brigham and Women's Hospital

Billing Code: 80048 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80048
Insurance Median: $106
Cash Discount Price: $110
vs. Medicare Baseline: 12.53x Medicare

The contracted insurance negotiated median rate for a Blood test, basic metabolic panel at Brigham and Women's Hospital is $106. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $110. Compared to the federal Medicare reimbursement reference rate of $8.46, this hospital’s rate is 12.53x the Medicare baseline. Located in 75 Francis Street, Boston, MA.

Cash / Self-Pay

$110

Average discount available for prompt cash payment at this facility.

Insurance Median

$106

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.46

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.46 (100%)

Cash / Self-Pay: $110 (1300%)

Insurance Median: $106 (1253%)

Cash: $110 (1300% of Medicare)

Ins. Median: $106 (1253% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.46 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1253% of the Medicare baseline (a markup of 1153%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Mgb Health Plan [150001]	$46 - $56	544%
Molina [1014]	$51	603%
UnitedHealthcare	$63 - $120	745%
Blue Cross Blue Shield	$77	910%
Cigna	$78 - $117	922%
Aetna	$82 - $118	969%
Centers Of Excellence [1026]	$96 - $106	1135%
International Commercial [140001]	$96 - $120	1135%
Health New England [1034]	$113	1336%
Phcs Multiplan [1022]	$113	1336%
Champva [160001]	$140	1655%
Tricare	$140	1655%
Tufts Health Plan [170001]	$140	1655%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $110.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80048.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Brigham and Women's Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80048.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.