CMS Price Transparency Data

Family therapy session

Facility: Boston Children's Hospital

Billing Code: 90847 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90847
Insurance Median: $424
Cash Discount Price: $595
vs. Medicare Baseline: 2.34x Medicare

The contracted insurance negotiated median rate for a Family therapy session at Boston Children's Hospital is $424. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $595. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 2.34x the Medicare baseline. Located in 300 Longwood Avenue, Boston, MA.

Cash / Self-Pay

$595

Average discount available for prompt cash payment at this facility.

Insurance Median

$424

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $595 (328%)

Insurance Median: $424 (234%)

Cash: $595 (328% of Medicare)

Ins. Median: $424 (234% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 234% of the Medicare baseline (a markup of 134%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cdphp	$243 - $590	134%
Harvard Pilgrim	$252 - $469	139%
Blue Cross Blue Shield	$279 - $458	154%
United	$296 - $580	163%
Aetna	$297 - $582	164%
Mgb/Allways	$301 - $513	166%
Tufts Public Plan	$304 - $427	168%
United Ri Nj Ny	$312 - $437	172%
Ambetter / Centene	$313 - $439	173%
Carelon Strategies/Bhs	$322 - $451	178%
UnitedHealthcare	$322 - $590	178%
Carelon/Beacon	$371 - $520	205%
Fallon	$378 - $535	208%
Health New England	$400 - $561	221%
Cigna	$421 - $694	232%
Ets/Lifetrac	$421 - $590	232%
Interlink Transplant	$421 - $590	232%
Community Health Options	$446 - $625	246%
Humana	$446 - $625	246%
Coventry/Hcvm/First Health	$455 - $638	251%
Multiplan/Phcs	$455 - $659	251%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $595.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90847.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Boston Children's Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90847.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.