CMS Price Transparency Data

Blood test, hemoglobin

Facility: Novant Health Presbyterian Medical Center

Billing Code: 85018 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 85018
Insurance Median: $28
Cash Discount Price: $22
vs. Medicare Baseline: 11.81x Medicare

The contracted insurance negotiated median rate for a Blood test, hemoglobin at Novant Health Presbyterian Medical Center is $28. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $22. Compared to the federal Medicare reimbursement reference rate of $2.37, this hospital’s rate is 11.81x the Medicare baseline. Located in 200 Hawthorne Lane Box 33549, Charlotte, NC.

Cash / Self-Pay

$22

Average discount available for prompt cash payment at this facility.

Insurance Median

$28

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$2.37

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $2.37 (100%)

Cash / Self-Pay: $22 (928%)

Insurance Median: $28 (1181%)

Cash: $22 (928% of Medicare)

Ins. Median: $28 (1181% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $2.37 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1181% of the Medicare baseline (a markup of 1081%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$2 - $50	84%
Blue Cross Blue Shield	$2 - $45	84%
Cigna	$2 - $32	84%
Humana	$2 - $45	84%
Liberty Health	$2	84%
Pace Of The Southern Piedmont	$2	84%
UnitedHealthcare	$2 - $37	84%
Amerihealth	$5 - $11	211%
Carolina Complete	$5 - $11	211%
Nc Department Of Public Safety	$5 - $11	211%
Wellcare	$5 - $11	211%
Caresource North Carolina	$9 - $21	380%
Atlantic Corporation Dba Atlantic Packaging	$12 - $29	506%
Amps	$15 - $35	633%
Plotkin Health	$16 - $38	675%
Medcost	$19 - $47	802%
Multiplan	$20 - $47	844%
Phcs	$20 - $47	844%
Primary Physician Care	$20 - $47	844%
Employers Choice Network	$26 - $61	1097%
Three Rivers Provider Network	$26 - $61	1097%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $22.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 85018.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Novant Health Presbyterian Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 85018.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.