CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Hospital San Francisco

Billing Code: 72148 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$186

about 0.8× the $244 Medicare rate · typically $95–$277

modeled estimate · not a bill or quote

What this hospital charges insurers

$272

Above the fair price

about $86 over the fair price · 1.1× Medicare

Medicare pays $244 Fair price $186 This hospital $272 Cash price $325 Hospital's list price $325

How we calculate the fair BaseRate →

How this hospital compares to other PR hospitals

On the higher side — 6 of 8 other PR hospitals charge less.

Cheapest $73 Priciest $307

Black dot = this hospital, among the 9 PR hospitals with a price for this procedure. Full list below.

A fair price for a MRI, lower back (no contrast) is about $186 (about 0.8× the $244 Medicare rate). Hospital San Francisco charges insurers about $272, or about $325 in cash — above the fair price. Located in San Juan, PR.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $186. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

3 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Cigna✓ Humana Blue Cross Blue ShieldAetnaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$146	60%
Cignamajor	$650	267%
Humanamajor	$111 - $272	46%
+ 15 smaller / regional plans	$60 - $650

Government programs also on file: Medicare, Medicaid, Military & VA.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 325), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Hospital San Francisco is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Hospital San Francisco

Compare: MRI, lower back (no contrast) at other PR hospitals

Insurance negotiated median for the same procedure, sorted lowest first.