Blood test, urea nitrogen (BUN, kidney)
Facility: Laredo Medical Center
Billing Code: 84520 (CPT)
- CPT Billing Code: 84520
- Insurance Median: $8
- Cash Discount Price: $36
- vs. Medicare Baseline: 2.03x Medicare
Average discount available for prompt cash payment at this facility.
Median negotiated contract rate across all mapped commercial carriers.
Standard federal government reimbursement rate for this code.
Visual Cost Comparison vs. Medicare
Understanding this gauge: We use the federal Medicare rate of $3.95 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.
Elevated Commercial Rate Alert (Value-Gap)
The negotiated rate at this facility is 203% of the Medicare baseline (a markup of 103%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.
Out-of-Pocket Cost Estimator
Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.
Commercial Insurance Negotiated Rates
Negotiated contract ranges established by major commercial carriers at this facility.
| Carrier / Plan Group | Contract Rate Range | vs. Medicare Reference |
|---|---|---|
| Amerigroup | $3 | 76% |
| Blue Cross Blue Shield | $3 - $38 | 76% |
| Cigna | $3 - $77 | 76% |
| Medicaid / KanCare | $3 - $7 | 76% |
| Molina | $3 - $7 | 76% |
| Superior | $3 - $7 | 76% |
| UnitedHealthcare | $3 - $34 | 76% |
| Aetna | $4 - $70 | 101% |
| American Health | $4 | 101% |
| Humana | $4 | 101% |
| Medicare (plans) | $4 | 101% |
| Node Amerigroup Mcr Adv | $4 | 101% |
| Node Champva | $4 | 101% |
| Node Hospice Non Par Agree | $4 | 101% |
| Node Ice Health Service Corps | $4 | 101% |
| Node Tihp Mcr Adv | $4 | 101% |
| Node Va | $4 | 101% |
| Node Wellpoint Mcr Adv | $4 | 101% |
| Provider Partners Health Plan | $4 | 101% |
| Tricare | $4 | 101% |
| Triwest | $4 | 101% |
| Veterans Eval Services | $4 | 101% |
| Industrial Rehab | $5 | 127% |
| Node Us Dept Of Labor | $5 | 127% |
| Node Brookshire Brothers | $7 | 177% |
| Node Brookshire Brothers Work Comp Tx | $7 | 177% |
| Node Molina Health Exchange | $7 | 177% |
| Coventry Hcn Tx Work Comp | $8 | 203% |
| Health Smart | $8 - $84 | 203% |
| Node Superior Commercial Exchange | $8 | 203% |
| Self Pay | $8 - $16 | 203% |
| Tx Work Comp | $8 | 203% |
| Imo Work Comp | $9 | 228% |
| Node Naphcare | $9 | 228% |
| Tx Workforce Commission | $40 | 1013% |
| Mutual Of Omaha | $78 - $114 | 1975% |
| Multiplan Primary | $90 | 2278% |
| Lonestar Athletic | $100 | 2532% |
| Medical Control | $100 | 2532% |
| Accountable Health Plans | $102 - $108 | 2582% |
| Health Headquarters | $102 | 2582% |
| Multiplan | $105 | 2658% |
| Nha | $106 | 2684% |
| Galaxy Health Network | $107 | 2709% |
| Cchn | $108 | 2734% |
| Nppn Plan Vista | $108 | 2734% |
| Ppo Next | $108 | 2734% |