CMS Price Transparency Data

Digestive disorders treatment (inpatient stay)

Facility: PAM Specialty Hospital of Texarkana North

Billing Code: 392 (MS-DRG)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 392
Insurance Median: $30,873
Cash Discount Price: Unavailable
vs. Medicare Baseline: 5.44x Medicare

The contracted insurance negotiated median rate for a Digestive disorders treatment (inpatient stay) at PAM Specialty Hospital of Texarkana North is $30,873. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is unavailable. Compared to the federal Medicare reimbursement reference rate of $5,675.87, this hospital’s rate is 5.44x the Medicare baseline. Located in 2400 St Michael Dr 2Nd Floor, Texarkana, TX.

Cash / Self-Pay

Unavailable

Average discount available for prompt cash payment at this facility.

Insurance Median

$30,873

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5,675.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5,675.87 (100%)

Insurance Median: $30,873 (544%)

Ins. Median: $30,873 (544% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5,675.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 544% of the Medicare baseline (a markup of 444%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$30,873	544%
Ambetter / Centene	$30,873	544%
Christus Health Plan	$30,873	544%
Cigna	$30,873	544%
Humana	$30,873	544%
Imperial Insurance Of Texas	$30,873	544%
UnitedHealthcare	$30,873	544%
Wellcare Complete	$30,873	544%
Wellpoint (Amerigroup)	$30,873	544%
Tribute Health Plan	$31,490	555%
Texas Independence Health Plan	$32,417	571%
Velocity Provider Ppo Network	$37,047	653%
Arkansas Superior Select	$40,135	707%
Prime Health Services	$40,135 - $46,309	707%
Ninety Degree Benefits	$46,309	816%
Sana Benefits	$46,309	816%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $X.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify MS-DRG Code matches exactly: 392.

Insurance In-Network Protection Plan

Contact your insurance company to confirm PAM Specialty Hospital of Texarkana North is fully in-network.
Ask your insurer if "Prior Authorization" is required for MS-DRG code 392.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.