Colonoscopy (diagnostic)
Facility: Childrens Medical Center Plano
Billing Code: 45378 (CPT)
This hospital's typical commercial price is $440 compared to the $525 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Highest price of the 9 TX hospitals we have prices for — worth calling around.
Black dot = this hospital, among the 9 TX hospitals with a price for this procedure. Full list below.
Note: The cash price looks unusually high next to the insurance price — it may be the full list price, not a real cash discount. Call to confirm the self-pay rate.
A fair price for a Colonoscopy (diagnostic) is about $525 (about 0.6× the $950 Medicare rate). Childrens Medical Center Plano charges insurers about $440, or about $2,678 in cash — below the fair price — a good deal. Located in Plano, TX.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
5 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $1,892 - $2,800 | 199% |
| Blue Cross Blue Shieldmajor | $1,357 - $2,900 | 143% |
| Aetnamajor | $283 - $2,856 | 30% |
| Cignamajor | $2,356 - $2,600 | 248% |
| Humanamajor | $283 - $2,678 | 30% |
| Health Net | $2,499 | 263% |
| Molina | $1,250 | 132% |
| + 13 smaller / regional plans | $283 - $3,034 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at Childrens Medical Center Plano
Compare: Colonoscopy (diagnostic) at other TX hospitals
- Seymour Hospital · Seymour $100
- Comanche County Medical Center · Comanche $161
- Sweeny Community Hospital · Sweeny $164
- PAM Specialty Hospital of San Antonio Medical Center · San Antonio $177
- PAM Specialty Hospital of Texarkana North · Texarkana $189
- Doctors Hospital of Laredo · Laredo $246
- Fort Duncan Medical Center · Eagle Pass $273
- Memorial Medical Center · Port Lavaca $301
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at Childrens Medical Center Plano (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $1,296
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $1,296).
Self-Pay Cash Rate ($2,678) Beats Your Bill
Childrens Medical Center Plano's published 45 CFR § 180 self-pay cash rate is $2,678 (vs. $440 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $525 Fair BaseRate ($950 Medicare)
Your bill ($3,570) is $3,045 above the denoised Fair BaseRate ($525) and 3.8× the $950 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.