CMS Price Transparency Data

Bunion correction surgery

Facility: Providence St Peter Hospital

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 28296
Insurance Median: $6,567
Cash Discount Price: $6,876
vs. Medicare Baseline: 1.96x Medicare

The contracted insurance negotiated median rate for a Bunion correction surgery at Providence St Peter Hospital is $6,567. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $6,876. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 1.96x the Medicare baseline. Located in 413 Lilly Road Ne, Olympia, WA.

Cash / Self-Pay

$6,876

Average discount available for prompt cash payment at this facility.

Insurance Median

$6,567

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $6,876 (206%)

Insurance Median: $6,567 (196%)

Cash: $6,876 (206% of Medicare)

Ins. Median: $6,567 (196% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$3,199 - $14,701	96%
Kaiser	$3,763 - $11,974	113%
Aetna	$3,876 - $9,096	116%
Blue Shield	$4,064	122%
Humana	$4,139	124%
Cigna	$5,920	177%
Community Health Plan	$6,021	180%
Molina	$6,360	190%
Blue Cross Blue Shield	$6,774 - $10,142	203%
Coordinated Care	$6,962	208%
Providence Health Plan	$12,286	368%
First Choice	$12,866	385%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $6,876.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 28296.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Providence St Peter Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 28296.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.